LIFE
DISABILITY & LTC

Identifying exposures and minimizing potential losses.
Consult With a Broker
Consult With a Broker
The FRP National Life Practice Team specializes in Individual Life, Disability Insurance and Long-Term Care for both Commercial and Personal needs. Our process is simple and direct, with personal concierge service from the opening introduction to policy implementation. We are licensed in all 50 states.
AREAS OF EXPERTISE

• Individual Life
• Disability
• Long-Term Care

AREAS OF EXPERTISE

• Key Person Planning
• Buy/Sell Coverage
• Executive Compensation
• Deferred Compensation

PERSONAL EXPERTISE

• Estate Planning
• Income Replacement
• Special Needs Planning

We can assist with auditing and underwriting services in areas of:
did you know?
Only 51–60% of U.S. adults have coverage; over
0M
are uninsured or underinsured, and most overestimate cost by 3x.
DID YOU KNOW?
70%
of people over 65 will need LTC, with an average cost of $138,000 per person.
DID YOU KNOW?
1 in 4 workers will experience a disability lasting
0+ days
during their career.
We can assist with auditing and underwriting services in areas of:
  • Claims Adjudication
  • Claims Analysis & Prevention
  • Claims Coordination –
    Pre-adjudication/Appeals
  • Development of Mitigation Strategies
  • Integrity Testing
  • OSHA Training
  • Reserve Projections
  • Risk Review
  • Workers' Comp Mod Analysis