FRP West Region represents the culmination of decades of expertise, formed through the integration of leading insurance agencies in California. This powerful collective brings together a network of capabilities stronger than any single agency, delivering comprehensive solutions across all major lines of business, including Property & Casualty, Employee Benefits and Specialty Programs, while serving diverse industries from healthcare and construction to financial institutions and technology. FRP West is committed to driving innovation, strengthening client partnerships and delivering tailored risk management strategies that empower businesses to thrive in an ever-changing landscape. Together, we’ve built collaborative industry expertise and technology standards for insurance excellence.

Industries Served | Lines of Coverage

Automotive: Franchised and independent auto/RV dealers, classic & exotic dealers, dismantlers, scrap recyclers
Financial: Community banks, commercial lenders, FinTech
Commercial: Retail (franchise), apartments/lessor risk/HOAs, restaurants, professional offices, general contractors, SMEs
Specialty: Construction, real estate, wholesale distribution, manufacturing, technology,
non-profit, religious institutions, schools, camps, movie boats
Healthcare Risk: HMOs, hospitals, health plans, MSOs, IPAs, ACOs, FQHCs, PACE programs, other risk-bearing entities

Commercial Lines

General liability, property, workers’ compensation
Business auto, fleet auto, garage liability
Business policies (BOP, CPP)
Inland marine, ocean cargo, boiler & machinery
Umbrella/excess liability, flood
Management/professional liability (EPLI, D&O, E&O)
Cyber liability, crime liability
Pollution, product recall and foreign liability
Business interruption/equip. breakdown
Captives
Surety bonds

Employee Benefits

Group health, individual health, ancillary products
Medical, dental, vision
Disability, group life
401(k), Medicare plans
Consulting/HR Support
Benefit Administration & Technology
Compliance (ERISA, HIPAA, COBRA, ACA, DOL)
Employee Education
Wellness

Personal Lines

Homeowners
Auto, recreational vehicles, umbrella
High-value articles
Earthquake coverage

Specialty Programs

Franchise programs, F&I products, service contracts, GAP, lease protection, tire & wheel, inventory management
Managed care stop-loss
Surety consulting: contract/commercial bonds, risk analysis, bond placement, captive feasibility, claim advice

Other West Agency Partners

Cities in West Region

Dedicated Risk Managers

Western States

Agency Partners